Subskim vs Rocket Money

Rocket Money is a US budgeting app that finds subscriptions by reading your linked bank and card accounts. Subskim is a renewal calendar you fill in yourself or from a screenshot, with no bank connection and any currency.

Subskim vs Rocket Money, feature by feature
Feature	Subskim	Rocket Money
How subscriptions get in	Added by hand or imported from a screenshot of a billing page	Detected automatically from linked bank and card accounts (via Plaid)
Bank connection	Not needed; Subskim never asks for bank logins	Required to detect subscriptions
Where it works	Anywhere; totals across currencies	US banks only, per its help centre
Renewal calendar	Yes, the core view	Yes, upcoming bills calendar
Cancelling for you	No; links and guides to cancel yourself	Yes, a cancellation concierge on Premium
Budgeting and net worth	Category totals only	Yes, full budgeting app
Apps	Web now; iOS and Android coming soon	iOS, Android and web
Price	Free, or Pro at $5/month or $39/year	Free tier; Premium on a pay-what-you-choose monthly price

Choose Subskim if

You don't want to connect your bank or cards to a third-party app.
You pay for tools in more than one currency or bank outside the US.
You want a renewal calendar and a monthly review built around work tools.

Choose Rocket Money if

You bank in the US and want subscriptions found automatically from your transactions.
You want someone to cancel subscriptions or negotiate bills for you.
You also want budgeting, credit reports and net worth in the same app.

Compared on September 30, 2026 from Rocket Money's public pages. Plans and features change, so check their site for the latest.Rocket Money: How much does Rocket Money cost?Rocket Money: Does Rocket Money support international banks?Rocket Money: Premium membership features

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See every renewal before it charges.

Put your subscriptions on one calendar, flag trials before they convert and total everything in one currency. Free, no bank login.

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